100 Personal Principles of money and personal growth
Part 1: Financial Literacy 1. Set financial goals and prioritize needs over wants 2. Create a budget and track expenses 3. Understand credit reports and scores 4. Manage debt and credit cards 5. Build emergency funds 6. Invest for retirement and long-term goals 7. Understand insurance options (health, life, disability) 8. Manage taxes and benefits 9. Avoid lifestyle inflation 10. Develop multiple income streams Part 2: Money Management 1. Prioritize needs over wants 2. Use the 50/30/20 rule (50% necessities, 30% wants, 20% savings) 3. Avoid impulse purchases 4. Negotiate salaries and raises 5. Understand investing options (stocks, bonds, real estate) 6. Manage risk and uncertainty 7. Build an emergency fund 8. Create a will and establish powers of attorney 9. Understand credit card rewards and benefits 10. Monitor credit reports and scores Part 3: Life Skills 1. Set boundaries and prioritize relationships 2. Develop emotional intelligence 3. Practice mindfulness and self-care 4. ...